short on cashflow

Archive for the ‘Investing Basics’ Category


Nov 2011 6

What I Learned From My Faltering Business

Back when I started my journey to “financial freedom” I picked up one very important habit that I had never had before, I started saving money. I also...

May 2010 29

The Real Golden Rule

What is the golden rule? Do unto others as you would have them do onto you? That is a golden rule but not THE golden rule when it...

May 2010 27

Are We Diversified?

Financial advisers always say to diversify for safety. To me diversification sounds like a recipe for accomplishing nothing. Make a little here, lose a little there and be...

May 2010 21

Get Rich Slowly

I found this great blog today called Get Rich Slowly. The concept is quite similar to Shortoncashflow, and was apparently started for similar reasons. Our little blog is...

May 2010 19

Should You Save in a 401K?

A 401(k) is a retirement plan setup by employers in the US. You can save up to about $10,500 per year tax free (while you are saving). Some...

May 2010 9

Bonds and Treasuries

For a long time I wondered what bonds were but never bothered to find out. I also wondered about treasuries and what the difference was. A bond is an...

Nov 2009 29

How to choose an investment broker

A broker, also known as a “registered representative” or “account executive” is the one acting between a buyer and a seller.  Generally, brokers work for a brokerage or...

Oct 2009 13

Is There Any Right Amount of Debt?

No ‘one-size-fits-all’ advice is likely when considering the right amount of debt to acquire.  However that doesn’t mean there are no good strategies at all. As expected, credit card...

Oct 2009 12

About Student Loans

Few areas of credit are as elaborated today as that of student loans. There are many types, with plenty of terms, complicated setting, and fine print. ...

Oct 2009 11

Unsecured VS. Secured Loans

Together the lender and borrower are faced at the outset with a critical decision - to get a loan that is either secured or unsecured.  But, what does...